What is an Affidavit of Affixture?
An Affidavit of Affixture is a legal document used to declare that a mobile or manufactured home has been permanently attached to the land. This process turns the home into real property rather than personal property, which can affect financing, taxes, and ownership rights.
Why do I need an Affidavit of Affixture?
You might need this document to secure financing for the home or to qualify for certain types of insurance. It can also be crucial when you're selling the home, as it assures buyers the home is considered real property. Additionally, it may be required for tax purposes in some jurisdictions.
How do I get an Affidavit of Affixture?
Typically, you'll need to fill out the form provided by the local government or a legal forms provider. This form must then be notarized, which means it needs to be signed in front of a notary public. Finally, it's filed with the appropriate local government office, such as the county recorder or land registry.
What information do I need to fill out an Affidavit of Affixture?
You'll need detailed information about the home, including its make, model, serial number, and physical address. Information about the land to which the home is affixed and proof of ownership for both the home and the land are also required. Additionally, you must include your name and details as the affiant affirming the information in the affidavit.
Can I remove the Affidavit of Affixture if I move the home?
Yes, but it involves legal processes. You'll likely need to file a document called a Release of Affidavit of Affixture with the local government. This process can be complex and may require legal assistance to ensure it's done correctly and that the home's classification is properly converted back to personal property.
Does filing an Affidavit of Affixture affect my property taxes?
Yes, it can. Once a mobile or manufactured home is classified as real property, it may be subject to property taxes in the same way a traditional house is. This can result in changes to your tax obligations. It's best to consult with a tax professional or local tax authority for specifics in your area.
Is an Affidavit of Affixture required in all states?
Requirements can vary significantly from one state to another. Some states may require an affidavit of affixture for you to enjoy certain legal protections or benefits, while in others, the process might be voluntary or not applicable. Check with your local municipality or a legal advisor to understand the requirements in your state.
How long does the Affidavit of Affixture process take?
The time frame can vary depending on your location and how quickly you're able to gather the necessary documentation and signatures. After submitting the completed affidavit to the appropriate local office, there might be a waiting period for processing, which could range from a few days to several weeks.
Does filing an Affidavit of Affixture change the ownership of the home?
Filing an affidavit does not in itself change ownership. However, by converting a mobile or manufactured home to real property, it does link the home's ownership more directly to the land it's attached to. This means that any future transactions involving the land will also include the home. Consult a legal professional to understand how this may affect your specific situation.